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Frequently Asked Questions
Everything you need to know before exploring your options.
No. Exploring your options with LendWave is completely free. There is no charge to submit a request, and you are never obligated to accept an offer.
No. Browsing your options will not impact your credit score. Lenders may run a soft credit check to gauge eligibility, which does not affect your credit rating.
Absolutely not. Reviewing offers is completely obligation-free. You decide if and when you want to move ahead.
Once a lender approves you, funds can arrive as soon as the same business day, depending on the lender and your bank.
LendWave links borrowers with lenders offering short-term personal loans, including options for surprise expenses, emergencies, or cash-flow gaps. Amounts, fees, and terms differ by lender.
Yes. Several lenders in our network consider applicants with less-than-perfect credit. Approval depends on the lender's criteria, not LendWave.
Yes. We use industry-standard safeguards to protect your personal and financial details. Your information is shared only with lenders to evaluate your request.